Researchers at Harvard University’sbrJoint Center for Housing Studies think there will be a fresh crop of homeownersbrfinally going forward with postponed remodeling plans in 2014. Instead ofbrselling their homes, many people are staying put and choosing instead to dobrsome renovations. Here are some tips to help you get smarter about remodelingbryour home and to help keep your renovations easy and stress free.
- Forget fads. Althoughbr some design fads may stand the test of time, why chance it? Instead, trybr to incorporate emerging trends in home design, decor and style inbr moderation, and focus on classic elements as part of the overall designbr theme. Classic designs have a longer life span than trends or fads. br
- Hire a reputable contractor. Unless you have the required expertise for thebr renovation project you are considering, seek a professional contractor.br Try to hire someone whose work you are familiar with. Ask friends,br relatives and co-workers for recommendations. Always check with your localbr chapter of the Better Business Bureau to make sure there isn’t a historybr of consumer complaints against the pro you plan to hire.
- Get several bids. Beforebr you decide on a contractor, try to secure at least four bids for the workbr you want done. Some experts suggest that you discard the highest andbr lowest bids and let the remaining two professionals compete for the work.br Caveat: Always put your agreement and any subsequent changes inbr writing.
- Insurance considerations. You’ve done your homework, hired your contractor andbr you’re ready to add that room, remodel that kitchen or renovate thatbr bathroom. Your materials are even purchased. You think you are ready tobr begin, right? Not just yet… There is one more important step manybr homeowners forget — to notify their insurance agent or company about theirbr renovations. You should do this before you start the project but atbr the very least, make sure that you adjust your insurance coverage as soonbr as renovations are complete.
The sooner we have a conversation,brthe better.
If you do decide to remodel, your insurance needs may change. I can give youbrinformation that may help you decide if your coverage meets your needs, andbrcheck to see if you are taking advantage of all available discounts. All you’llbrneed to do is enjoy your improvements, knowing you did things the “smart” way.
The Kevin Hendricks Agency - Farmers Insurance
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